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Risk Pool
Resource Center
Strengthen the insurability of your K-12 member districts with practical resources and tools
Protect Member Districts Before Risk Becomes a Claim
Sexual misconduct, boundary violations, harassment, and bullying create serious safety risks for students and significant liability exposure for K-12 schools.
According to the United Educators Large Loss Report (2026), education institutions faced $1.8 billion in major losses in 2024, up from $1.1 billion the year before.
Many incidents escalate not because schools don’t care, but because warning signs are missed, staff aren’t sure how to respond, or policies aren’t consistently implemented.
According to the United Educators’ Large Loss Report, McGrath helps risk pools support member districts with practical, K-12-specific training that strengthens prevention, improves early response, and reduces the likelihood that preventable issues become costly claims.
Learn more about the true cost of non-compliance.
Risk Pool Resources
McGrath provides complimentary, low-lift options for risk pools looking to support their member districts, including newsletter content, webinars, prevention tools, and practical guidance designed specifically for K–12 schools.
Resource Toolkit
Support your member districts with ready-to-use resources designed to strengthen prevention practices, reinforce professional boundaries, and reduce exposure to misconduct-related claims.
What’s Included
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Sexual Misconduct Prevention Self-Assessment Tool
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Grooming & Boundary-Crossing Warning Signs Sheet
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Sample Staff Code of Conduct
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Policy Review Checklists
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Investigation Report Quality Checklist
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Documentation & Record Retention Guidance
Educational Webinars
Schedule a 1-hr webinar where our McGrath trainer will help your member districts learn about critical topics and reduce misconduct-related risk in their districts
Topics include:
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Recognizing Boundary-Crossing & Grooming: What Every School Employee Must Know
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Decision-Making in Gray Areas: How Schools Weigh Evidence, Credibility & Policy
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Supportive Measures: What Schools Must Do Before, During & After an Investigation
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... and others
Digital Content
McGrath can provide guest blogs, newsletter articles, and other district-ready content. We make it easy for risk pools to share useful and timely information with their members as part of broader prevention and loss-control efforts.
Sample Topics:
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10 Warning Signs of Boundary-Crossing Behavior Schools Should Never Ignore
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Staff Boundaries in the Digital Age: Texting, Social Media & Communication Risks
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5 Mistakes Districts Make During Misconduct Investigations
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What Every School Employee Should Know About Grooming Behaviors
Host Intake & Investigation Training
for Your Member Districts
The two-day Intake & Investigations Course provides everything administrators need to confidently take a complaint through its entire lifecycle (inquiry, full investigation and appeal).
Participants who successfully complete the Intake & Investigation Course receive a certificate of completion that they are compliant with Title IX regulations and are knowledgeable about the following:
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The role and responsibilities of school administrators and the site-level complaint manager
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Proactive approaches to warning signs and rumors
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How to track and respond to rumors and patterns of victimization
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How to conduct an environmental scan of the school population to identify multiple victims and witnesses
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How to conduct effective interviews
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A complete system of legally fit procedures, forms and analytical tools for investigation
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Sensitivity to and appropriate interaction with the alleged victims, perpetrators, witnesses, community members and media during an investigation
Each participant registration is $695 and includes a user license, course manual, and cue cards.
As the host, the risk pool may choose to cover some, all, or none of the participant registration costs for member districts. A minimum of 20 participant seats is required per course.
Risk Pools that McGrath has supported:
